Coping Financially After a Job Loss

I’ve often been asked, “What do you do when you lose your job? You certainly cannot stop the bills from coming on time.”

Good question. And we also cannot ignore that the situation will bring extreme stress to the family.

I’ve been there. I’ve experienced it. I had my doubts, fears, and troubles. I’ve thrown a fist at God and I’ve ignored Him. But with all of my bickering, God naturally remained steadfast and true. He provided on time and at the right measure.

We receive a number of prayer and counseling requests every day at the CBN Asia Prayer Center, asking us to pray to God for financial provision. We hear you when you call, when you cry, and when we pray together. God hears you, too. He listens to every word. He sees every tear breaking your heart.

Look up to the heavens, especially at this difficult time. “Praise God my soul” (Psalm 146:1), praise God. Everything is well.

Let the words from Psalm 46:1-3 encourage your heart. Meditate with your family the truth that…

“God is our refuge and strength, a very present help in trouble. Therefore we will not we fear, though the earth be removed, and though the mountains be carried into the midst of the sea; Though the waters thereof roar and be troubled, though the mountains shake with the swelling thereof. “

Now let’s look at these important steps to take with the situation at hand:

  1. Give. Honor God through giving EVEN through tough times. It speaks volumes about how you PUT GOD FIRST by continuing to give. Let your faith work as God responds. Read Malachi 3:10 and be encouraged at how God will pour immeasurable blessings on you and your household. You will not have enough room to store His blessings!
  2. Pray. Tell God everything. Now’s not the time to be shy. Tell Him what’s in your heart. Be prepared to listen, because God will certainly tell you a lot through His words in the Bible. Follow what He says you need to do.
  3. Review your budget. Sit your family down and review your budget. Make a detailed list of your needs.
  4. Prioritize your expenses. Food and shelter should be numbers 1 and 2. Everything else should be measured strictly. Save on utilities (electricity, water, and gas) and list down everything you spend on.
  5. Things to avoid. Do not spend on entertainment until you get a job and save at least three times of your current salary. This means stopping movie expenses, restaurant meals, unnecessary expenses on clothes, etc.

Let God take an active role in your finances, He loves to provide for you. Give Him the opportunity to work a miracle right now. Ask Him to take over.

Has this article blessed you? Please tell us about it! Call our CBN Asia Prayer Center at 810-7176 or 810-7717 if you’re in Metro Manila, or 1-800-1-888-8700 toll-free from anywhere in the Philippines.


Jim Reyes is a veteran radio broadcaster, and recently the national director of a Christian media ministry in the Philippines. He has been involved with broadcasting ministries such as FEBC Philippines, United Christian Broadcasters, and TransWorld Radio Philippines. His Utanggalin articles supports the Freedom from Debt Campaign by Crown Financial Philippines, in cooperation with CBN Asia.


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  • mj duque

    good morning ,required poh ba na may call centre experience? saka may age limit po ba? matagal ko na po gusto magkawork na ang co-workers ay mga fellow Christians.

  • Jerom Bargel

    Hi po, 700 Club. Ang inyong program po ay tunay na nagbibigay ng encouragement sa lahat ng mga tao – maging Christian man o hindi.
    I was a Christian since June 11, 2012. Dumaan po ako sa point na naging backslider na ako. Yung tipong bumalik ako sa dating gawi at mas naging matindi pa. Pero by His grace, He gave me a second chance – HIS NAME IS JESUS CHRIST. Sabi nga po Niya sa 2 Corinthians 12:9 “And He said unto me, My grace is sufficient for thee: for my strength is made perfect in weakness. Most gladly therefore will I rather glory in my infirmities, that the power of Christ may rest upon me.” Jesus’ grace is more than enough for us…
    Nawa po may mainspire po sa message ko na ito lalo na po yung mga kapatid natin kay Lord na minsan nang nakilala ang Panginoon at nawala.
    I need your prayers din po. First po, Salvation ng family ko. In the Name of Jesus Christ ay makilala nila ang Lord sa buhay nila at maging Christian din po. Pangalawa po, 4 months na po akong naghahanap ng work. Nag-apply po ako sa Munisipyo ng Imus bilang Budget Officer II. Tulungan po ninyo ako kapatid to pray and intercede. Masunod ang kalooban ng Panginoong Jesus at hindi ang kalooban ko. Pati na rin po yung LET ni Remy this Sept. 2016. In the Name of Jesus ay makamit nya ang katagumpayan sa kanyang exam.
    JESUS CHRIST is the firm foundation. Thank you po

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