The following terms and conditions shall govern your use of CBN Asia, Inc.'s online donation system for its various ministries.


DONATION – CBN Asia, Inc. ("CBN Asia") accepts online donations through credit card payments from interested individuals, organizations and associations, as well as its existing partners.


Donations may be made via this site, www.cbnasia.org (the "Website"), using the secure payment gateway.   


You have the following online donation options using your credit card:


(i)        MEMBER:   If you would like to become an active member, you shall commit to donate monthly, and your credit card shall be automatically charged every month for the amount you choose/specify at the onset of your membership and for the entire duration of the same.


(ii)       DONOR:    If you would like to make a one-time donation, the amount you choose/specify shall be charged to your credit card accordingly.


You shall be required to provide all the necessary information to process the transaction.


CONFIRMATION – After the donation process is completed, a confirmation of the transaction will be sent to your e-mail address as registered in CBN Asia's login account.


REFUND – Once a donation is completed, the transaction is deemed final and undisputable, except under the following circumstances:


(i)        Unauthorized or fraudulent use of your credit card is proven, per guidelines of your credit card company. In case of lost or stolen credit card, you must notify your credit card company and comply with its reporting procedure.


(ii)       The Website or its online donation system inadvertently does/causes something that will necessitate a refund.  In such an event, you must notify the Partner Services Group of CBN Asia by requesting for a refund within five (5) working days from the time you received an e-mail confirming the donation.  You may contact CBN Asia's Partner Services Group  by e-mail (creditcard_inquiry@cbnasia.org) or by telephone (632-812-4747) during weekday business hours (from 8:00 a.m. to 5:00 p.m.).


CBN Asia shall process your request for refund with the credit card company or bank within fifteen (15) working days.


SECURITY POLICY – CBN Asia's online donation system uses an advanced encryption technology provided by Secure Sockets Layer (SSL), a recognized authentication and encryption software, which means that the site encrypts all of your personal information and card details so that it is unreadable to anyone outside of the transaction process.


The card details provided are stored by our payment provider, Pesopay Payment Service, for the purpose of processing your donation. Information on individual donations shall not be made available to any other party without your consent.  The contact details given shall only be used to contact you for the purpose of discussing, confirming or checking your donation details.


LIMITATION OF LIABILITY – CBN Asia reserves the right to modify or replace any of these terms and conditions at any time, and any change shall be effective once posted on the Website.


INDEMNITY – Under no circumstance shall CBN Asia be liable for any claims, costs or damages, whether direct or consequential, arising as a result of your use of the online donation system or your inability to do so, your reliance on any content and/or services associated with the Website, or any breach of these Terms and Conditions.


GOVERNING LAW – Disputes relating to the use of the Website's online donation system and the interpretation of these Terms and Conditions are subject to the laws of the Republic of the Philippines, and any dispute shall be brought before the courts of Makati City.