Four Deadly Ds of Debt


Image from Free Digital Photos

“Jun,” an OFW, sent me a private message today to ask for help. Mukhang di na niya talaga kaya ang mga nangyayari sa buhay niya. Ilang taon na siyang OFW pero hanggang sa ngayon, lubog na lubog pa rin siya sa utang. Sa dulo ng kaniyang email, nabanggit niya ang pagpapakamatay. My heart immediately grieved for him. If Dubai was […]

Tips for SALE

Found on internationalvisual.wordpress.com

Karamihan sa ‘ting mga Pilipino tuwang-tuwa kapag nababasa ang salitang “SALE.” Para kasing may magnet ang salitang ito sa ating mga mata, ano po? And we would not stop thinking about it until we are actually two feet away from a signboard, staring at the merchandise and ready to buy. Alam ba n’yo kung bakit karaniwan eh pula ang kulay […]

Get Ready for Christmas Shopping

Found on thebudgetdiet.com

If you live in the Philippines my guess is you’ve already made your Christmas gift list.  Notwithstanding any Christmas cash you can get your hands on, you’re probably getting ready to brave the malls, fill the shopping carts and queue up the long line to the cashier. Hold on, read this before you check your shopping list twice. Have a […]

Financial Tips for Couples

Financial Tips for Couples

Couples should work hard to find ways to talk about money. It’s not the most romantic subject, but it is very important to settle our view, opinions, or rules in handling personal or conjugal money. It is also important that both husband and wife understand that it will never be “my money” or “your money” but “our money.” When you […]

Coping Financially After a Job Loss

Coping Financially After a Job Loss

I’ve often been asked, “What do you do when you lose your job? You certainly cannot stop the bills from coming on time.” Good question. And we also cannot ignore that the situation will bring extreme stress to the family. I’ve been there. I’ve experienced it. I had my doubts, fears, and troubles. I’ve thrown a fist at God and […]

Five Attitudes Keeping You from Paying Your Debt

Five Attitudes Keeping You from Paying Your Debt

I’m speaking from a platform of failure because I, too, have fallen prey to having a poor attitude towards debt. Minsan nga, pinagdadaanan ko ulit ang mga masasamang ugaling ito. Human nature siguro o minsan naman ay defense mechanism ko. It’s the wall I try to build around me para matakasan ang responsibilidad na harapin ang katotohanan at magsimulang magbayad […]