Less is More This New Year

Less is More This New Year

God certainly has a plan to help you overcome your financial struggles. He loves to help you get out of debt. He has never thought you needed to be in debt in the first place. He says in Philippians 4:19, […]

The Joy of the Master

The Joy of the Master

I love reading the parables; they’re just my favorites. Simple and yet profound. I love stories, and I like how Jesus tells them. I think Jesus is the greatest storyteller, and I certainly know you agree. Do you remember the […]

Four Deadly Ds of Debt


Image from Free Digital Photos

“Jun,” an OFW, sent me a private message today to ask for help. Mukhang di na niya talaga kaya ang mga nangyayari sa buhay niya. Ilang taon na siyang OFW pero hanggang sa ngayon, lubog na lubog pa rin siya […]

Tips for SALE

Found on internationalvisual.wordpress.com

Karamihan sa ‘ting mga Pilipino tuwang-tuwa kapag nababasa ang salitang “SALE.” Para kasing may magnet ang salitang ito sa ating mga mata, ano po? And we would not stop thinking about it until we are actually two feet away from […]

Get Ready for Christmas Shopping

Found on thebudgetdiet.com

If you live in the Philippines my guess is you’ve already made your Christmas gift list.  Notwithstanding any Christmas cash you can get your hands on, you’re probably getting ready to brave the malls, fill the shopping carts and queue […]

How Does One Get Out of a Financial Rut?

How Does One Get Out of a Financial Rut?

Have you lost hope that your finances could improve? Do you want to know the secret of being a blessing and favor magnet? Jeana cannot bear the sight of her sick family members. Her husband’s Php100 daily income from being […]

How to Save on Utilities (Part 1)

How to Save on Utilities (Part 1)

Kapag nakatanggap ka ng billing statements, ano ang pinakaimportanteng impormasyon na dapat ninyong tingnan? Amount? Consumptions? Due date? Hindi! Ang pinakaimportanteng bagay na dapat n’yong tingnan ay pangalan at address, baka hindi naman sa inyo ang bill. Baka naman iyan […]

What Kind of ‘Moneyger’ Are You? Part 2

What Kind of ‘Moneyger’ Are You? Part 2

Last week, I introduced to you two kinds of “moneygers”—the Survivor and the Pretender. The Survivor, as I described in Part 1 of this article, is the moneyger whose expense level is almost just equal to his income level. Meaning, […]

What Kind of ‘Moneyger’ Are You? Part 1

What Kind of ‘Moneyger’ Are You? Part 1

Do you know that whoever you are and whatever you do, you are a MANAGER? Yes! YOU ARE A MANAGER! I’m sure many people will agree with this. And for us to handle money well, we need to determine, first […]

Living a Life of Faith

Living a Life of Faith

How far are you willing to step in faith? Would you still act and speak of your faith even if it seems like you’re hanging on a thread, with uncertainties lurking around you? Ailene Tumabaga of Caloocan discovered that faith […]

When Ten Equals a Hundred

When Ten Equals a Hundred

Tithing can be a struggle for many, and for some, even debatable. But for Richard of Pangasinan, tithing is his pledge—his lifetime commitment. For Richard, giving to God is his own way of saying “thank You” to Him. Little did […]

Financial Tips for Couples

Financial Tips for Couples

Couples should work hard to find ways to talk about money. It’s not the most romantic subject, but it is very important to settle our view, opinions, or rules in handling personal or conjugal money. It is also important that […]

Coping Financially After a Job Loss

Coping Financially After a Job Loss

I’ve often been asked, “What do you do when you lose your job? You certainly cannot stop the bills from coming on time.” Good question. And we also cannot ignore that the situation will bring extreme stress to the family. […]

Go To Church

Go To Church

                A Christian wrote a letter to the editor of a newspaper and complained for all to read, that it did not make sense to him to go to church every Sunday. “I’ve […]

Is Heaven part of your debt solution?

Is Heaven part of your debt solution?

                I believe in the wind, even though I cannot see it. I know without it, I will die. No matter how much I inhale, how hard I inhale, how often I inhale… […]