How to Save on Utilities (part 2)

How to Save on Utilities (part 2)

In my previous article, we talked about three tips on how to save on utilities. Now, let’s continue our discussion with tip no. 4 – Get only the services that you need and use them wisely. Paano ito? Let’s take for instance, Cable. Kailangan n’yo ba ng cable? “Oo naman! Nakakasawa na kasi ang mga palabas sa TV. Kapag may […]

How to Save on Utilities (Part 1)

How to Save on Utilities (Part 1)

Kapag nakatanggap ka ng billing statements, ano ang pinakaimportanteng impormasyon na dapat ninyong tingnan? Amount? Consumptions? Due date? Hindi! Ang pinakaimportanteng bagay na dapat n’yong tingnan ay pangalan at address, baka hindi naman sa inyo ang bill. Baka naman iyan ay sa kapitbahay ninyo, lalung-lalo na kung kayo ay nakatira sa hile-hilerang apartment or townhouses. Madalas, nakapangalan iyan sa may-ari […]

Decide to Live Healthier and Wealthier – Part 4

Decide to Live Healthier and Wealthier – Part 4

By Vic Garcia This is the final installment on why we decided to live healthier and wealthier by not eating pork. On my previous articles, I already enumerated five reasons. Now, let me mention the sixth: f. Maraming sakit ang nanggagaling sa pagkain ng baboy.  Tatlo sa mga klase ng sakit ang pumapatay sa mga Pilipino ay  heart related diseases, […]

Decide to Live Healthier and Wealthier – Part 3

Decide to Live Healthier and Wealthier – Part 3

The previous article talks about four reasons why our family decided not to eat pork. Now, let me discuss the fifth reason: e. Beef is cleaner meat than pork. Based on medical research, mas malinis ang beef kaysa sa pork. Sabi ng isang participant, “Pero mas mahal ‘yan kaysa sa karne ng baboy.” Mahal nga, pero mas malinis na karne […]

You Need Plastic Surgery!

You Need Plastic Surgery!

By Yay Padua-Olmedo “H” is stressed rotten. Job-related? Partly, yes ─ because she is in sales and meeting her periodic quota sometimes feels like hanging on for dear life while a storm, just like Super Typhoon Yolanda, surges. But her stress decibel has lately been compounded by plastic. You see, “H” has been happily flashing her just-acquired credit card ─ […]

Decide to Live Healthier and Wealthier – Part 2

Decide to Live Healthier and Wealthier – Part 2

On my previous article, I discussed why we decided to live healthier and wealthier. One particular area mentioned was when we decided not to eat pork. Let me explain why: a. Fish is cheaper than pork. Agree or disagree? Ang sagot ko, “I disagree!” Depende ‘yan sa kilala ninyong isda. Ang mamahal ng mga kilala nating isda gaya ng Lapu-Lapu, […]

Decide to Live Healthier and Wealthier – Part 1

Decide to Live Healthier and Wealthier – Part 1

In the previous articles about food, we discussed various tips on how to save on food. To continue, let me discuss another tip on how to manage our finances well – that is, we decided to live healthier and wealthier. Isa sa mga pangarap naming mag-asawa sa buhay ay ang mabuhay nang malusog at masagana. My wife and I wanted […]

Tips on Food Part 4

Tips on Food Part 4

This article is the fourth part on how to save on food. So far, we have discussed seven. Below is a summary of the seven tips: Make a menu for the week and support it with a grocery list Stick to your grocery list When buying or going to the grocery, refrain from using credit cards Go to the grocery […]

Tips on Food – Part 3: Do not Bring Your Spouse and Children to the Grocery

Tips on Food – Part 3: Do not Bring Your Spouse and Children to the Grocery

by Vic and Avelynn Garcia In my previous article on how to save on food, we discussed six tips. Before we discuss additional tips, here is a quick run down: Make a menu for the week and support it with a grocery list Stick to your grocery list When buying or going to the grocery, refrain from using credit cards […]

Tips on Food – Part 2

Tips on Food – Part 2

By Vic and Avelynn Garcia Last week, we discussed three tips on how to save on food. Before we proceed, let me enumerate the first three tips: Make a menu for the week and support it with a grocery list Stick to your grocery list When buying or going to the grocery, refrain from using credit cards Now, let’s go […]

Tips on Food – Part 1

Tips on Food – Part 1

By Vic and Avelynn Garcia Sino sa inyo ang ganito mag-grocery? Nasa grocery na kayo, tulak-tulak ninyo ang pushcart, napadaan kayo sa sugar at bigla kayong napaisip, “Teka, may sugar pa ba sa bahay?  Parang wala… Parang meron… Ay, parang wala.”  Ano ang gagawin ninyo kapag hindi kayo sigurado?  Mag te-text kayo sa bahay at itatanong, “Honey, may sugar ba […]

More than Good Schools, Your Kids need Good Education

More than Good Schools, Your Kids need Good Education

By Vic and Avelynn Garcia Nakakita na ba kayo ng walang hiyang estudyante sa magandang eskwelahan? (Yes.) Nakakita na ba kayo ng magaling na estudyante sa pangit na eskwelahan? (Yes.) We therefore conclude: More than Good Schools, Your Kids need Good Education. Minsan hindi ‘yan sa eskwelahan. Tingnan ninyo, may mga corrupt na government officials na galing sa mga magagandang […]

Exhaust All Possibilities to Study for Free

Exhaust All Possibilities to Study for Free

We already discussed Tip Number 1 and 2. Now, let’s go to Tip Number 3 – Exhaust all possibilities to study for free. Gawin ang lahat ng paraan para makapag-aral ng libre. Alam n’yo ba na napakaraming available Government Scholarships? President scholarship, Vice President scholarship, Senator scholarship, Congressman scholarship, Mayor’s scholarship. Lahat ‘yan may scholarships. Sabi ng isang participant, “Eh […]

Maximize the Public Educational System

Maximize the Public Educational System

Last week, we discussed tip number 1 on how to save on education. Now, let’s go to Tip Number 2 – Maximize the public educational system. So how do you do this? Ang suggestion namin – pwede ba, maghanap ng magandang public school. The good news is mayroon pang magagandang public schools. Unahin natin ang public elementary schools. Isa sa […]

Tips on Education – Part 1

Tips on Education – Part 1

It is said that education eats up the biggest portion of a family’s budget. Kung nagpapaaral kayo ng anak, alam ba ninyo kung magkano ang ginagastos sa pag-aaral ng inyong anak? Assuming, nasa public elementary school ang anak n’yo. Magkano ang baon niya?  P50 a day. Baon pa lang mahigit P1,000 a month na. Eh paano kung high school at […]