“Jun,” an OFW, sent me a private message today to ask for help. Mukhang di na niya talaga kaya ang mga nangyayari sa buhay niya. Ilang taon na siyang OFW pero hanggang sa ngayon, lubog na lubog pa rin siya sa utang.
Sa dulo ng kaniyang email, nabanggit niya ang pagpapakamatay. My heart immediately grieved for him. If Dubai was as close as Quiapo, baka pinuntahan ko na siya, to tell him that there is hope. Life is full of hope. Remove all the distractions and we will all see how beautiful life is in God’s eyes. It is always a blessing.
So, utang muli ang pag-usapan natin ngayon. Paano ba humantong sa ganitong sitwasyon si Jun. Himayin natin ang ilang stages ng debt upang makita kung paano nito nilalamon ang ating pag-asa, ang ating buhay.
The lack of contentment leads to disappointment. This is the biggest issue that brings us to debt. If you lack true contentment, you lose the point in living. True contentment is found in God and God alone.
Ayon sa Crown Financial Ministry, “True contentment, contrary to popular opinion, is not being satisfied with what you have. It is knowing God’s plan for your life, having the conviction to live it, and believing that God’s peace is greater than the world’s goods.”
When we have a distorted view of true contentment, we will always feel discouraged. Nothing will please us; nothing will bring us peace, too. “Other people are enjoying life because they have this or that.” “He has a beautiful house, a lovely wife, intelligent kids.”
Again, from Crown Financial Ministry: “Develop a thankful attitude. Gratitude is a state of mind, not an accumulation of assets. Until we can truly thank God for what we have and be willing to accept that as God’s provision for our lives, contentment never will be possible.”
The stage where you turn your lack into fear. You are depressed when you reject the drive to face tomorrow, even when you know that God is there to control it in your behalf. It is when Jeremiah 29:11 doesn’t mean anything to you anymore. A Christian must consciously reject this attitude of depression and fear. “I can do all things through Him who strengthens me.” (Philippians 4:13)
And finally, DEATH
I told Jun to remain trusting in God’s promises: “The peace of God, which surpasses all comprehension, will guard your hearts and your minds in Christ Jesus.” (Philippians 4:7) Nasa dulo na siya, pero kahit na. May pag-asa pa rin kung mananalig lamang siya sa ating Diyos.
If you’re in a hard financial situation, I’d like to pray for you. Would you send an email to firstname.lastname@example.org today? Let me pray for you and give you a few notes, advice, encouragement regarding your financial problem.
There is always hope to those who begin their financial freedom journey in the light of God’s mercy and the guidance of God’s words.
Has this article blessed you? Please tell us about it! You may reach us by sending an email to email@example.com. We are here to help you get started towards the road to true financial freedom.
Jim Reyes is a veteran radio broadcaster, and recently the national director of a Christian media ministry in the Philippines. He has been involved with broadcasting ministries such as FEBC Philippines, United Christian Broadcasters, and TransWorld Radio Philippines. His Utanggalin articles supports the Freedom from Debt Campaign by Crown Financial Philippines, in cooperation with CBN Asia.